Understanding the credit card benefits arena can be daunting with so many choices available, each offering different rewards, incentives, and perks. Our system simplifies the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Restaurant spending
- Overseas spending
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We ensure our database is current of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also provide options for further optimization such as only looking at cards from specific banks or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your spending and informs you of changes to your selection to enhance your rewards collection. This adaptable process ensures you always have the ideal set of cards to maximize your rewards and benefits.
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