Exploring the credit card benefits options can be overwhelming with so many alternatives available, each offering different offers, benefits, and advantages. Our system simplifies the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always aware if there are more suitable options for you.
**Analysing Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- E-commerce
- Contactless
- Restaurant spending
- Overseas spending
- Other expenditures
This information helps us better understand your spending patterns and determine the best set of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also suggest options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your expenses and notifies you of changes to your selection to maximize your benefit accrual. This adaptable process ensures you always have the ideal set of cards to achieve the highest returns.
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